Home Numerology In which box to store money. Where to keep money at home so that they multiply. Is it worth keeping in foreign currency?

Numerology

In which box to store money. Where to keep money at home so that they multiply. Is it worth keeping in foreign currency?

Hello, friends!

I have 2 news for you. One of them, as usual, is good, and the other is not very good. Let's start with good or even great news. If you are wondering where to keep money, it means that you have it. And this, you see, is wonderful. The bad news is that if this question is relevant to you, then you have not yet found the answer to it. Is that bad.

Our task is to find not only the answer to the question of where to store, but also how to increase your savings. I will share my experience. It's still small, but it's there. The fact is that by virtue of my profession (I am an economist and copywriter) I read a lot of professional literature. The topic of personal finance has been of great concern to me lately.

I will not take on the role of a financial consultant, but I will give advice so that you, too, take the path of preserving and increasing your own funds. Believe me, it is not as difficult as it seems. And at the end of this path, only the brightest prospects are visible.

True, each person sees only what he wants to see. Therefore, I foresee negative responses to the article. I have heard more than once that with our life and our salary, it’s not worth even thinking about saving money.

Friends, if you cannot solve the problem of personal growth once and for all, then there are a huge number of trainings that will help raise self-esteem. Everyone can change his life the way he wants it and when he wants it. The key word is WANT. I wanted to at 40 and did it. It is a pity that the awareness of change did not come sooner.

If after that you remain whining on the couch, then let us leave you there. We go further only with readers who want to make an attempt to change something in their lives.

Why was such a long introduction necessary? Because many of us are still completely wrong about money. They are afraid of large sums, they are embarrassed by them. They believe that wealth and prosperity is not for them. And for whom then? Nobody is born with the karma of being poor. We are driving ourselves into a dark corner. Let's take a look at it now.

Why can't you keep money at home?

According to Rosstat, in 2017, the volume of monetary savings of the population increased by 13.8% and continues to grow. But where is all this money stored?

Sociological surveys are often conducted in Russia, including on ways to store money. The Russians have money, and they are trying to save and accumulate it. But preference is still on the side of cash.

According to a survey by the Romir research holding, every tenth Russian prefers to keep free money at home.

You will not find a single financial expert who considers this method the only possible and safe one. Should you entrust your savings to a nightstand or toilet bowl? Let's look at the positive aspects of such storage:

Money is always at hand and at any time you can take it for urgent needs.
Only you are responsible for their safety and do not depend on financial structures that may go bankrupt or lose their license.

That's where the pluses end.

Keeping money at home is dangerous. Thieves can get in, and you will lose all your savings. They know better than you where most Russians keep their money. You are unlikely to impress them with your originality.
Any disaster (fire, flood from neighbors, explosion of household gas) will lead to the same deplorable results.
You can forget where you hid the money.
Family members or yourself can accidentally throw away or ruin bills.
And most importantly: money will depreciate every year as a result of inflation. And when investing them at interest in a bank or other investment instruments, they can generate income and quite good.

No one says that you don't need to keep cash at home at all. Need, but only a small amount for weekly running costs. Bank cards and small change for travel should take their place in the wallet for a long time.

If not at home, then where is it safer and more profitable to keep free money?

Personal finances and ways to save them

Before answering this question, we will divide personal finance into separate categories.

Money for current needs

This is the sum of your monthly expenses. If you don't know them, you can help. It will take into account not only all your expenses, but also income. You can do this in many ways: write it down on paper, put it on spreadsheets, or use special programs.

It took me a couple of months to get a complete picture of my family income and expenses. Then I was able to start planning a month ahead. Now the whole family is involved in the discussion of future expenses. The daughter says that she wants new jeans, and the husband needs to pass the MOT of the car. Please add it to next month's expenses. But, if, in addition to jeans, you also need a fashionable blouse, then what article can we donate?

What is the best way to store this type of finance?

Partially in cash at home with all security measures.
At the bank in a savings account. It must be replenishable and be able to be withdrawn so that you have the money at any time. The main disadvantage of this method is that you depend on the operating mode of the bank.
Banking. It is on a debit card that you should keep money for current expenses, and not on a credit card. We have repeatedly spoken about the great temptation to use other people's money. The main advantage of a debit card for storing money is its mobility and independence from the bank's operating mode.

The question is often asked, what is the best way to save money? In what currency? Experts have already answered this question. Currencies must be different: rubles, dollars, euros. You can buy yuan, swiss francs or pounds sterling. But keep in mind that this method is not entirely successful for storing current finances.

Firstly, it is better to use it in the long run, because you can lose a lot when converting currencies. Secondly, you also depend on the operating mode of the exchanger.

How much money can be kept on the card? As much as you want. There are limits on cash withdrawals, on transfers, but not on storage. And do not forget that the state guarantees only 1,400,000 rubles. refundable in the event of a bank failure.

The next category of personal finance, and one of the most important, is your emergency fund or airbag. This is emergency money. For example, you needed money for an operation, your car broke down, your neighbors flooded, or you lost your job.

The margin of financial strength should be such that you can live 3-6 months on your savings. For example, if you spend 40,000 rubles a month, then the reserve should be in the amount of 120,000 - 240,000 rubles.

What are the requirements for this type of savings:

Mobility, i.e. you must be able to quickly get your money at your disposal. Therefore, savings or savings bank accounts and debit cards are suitable. Try to choose deposits with monthly interest capitalization and with the possibility of replenishment and withdrawal. Then you can not only save, but also save. And it is better to choose debit cards with interest on the balance.
This money should be kept separate from current money. This is your emergency reserve, which should be spent in case of emergency. If you haven't created an airbag yet, this is the first thing you need to start doing right now.
The reserve fund on one account should not exceed the amount of 1,400,000 rubles. Because it is this compensation that the state guarantees you in the event of bankruptcy of a financial institution.

1 way. Traditional storage in rubles or currency on deposit. Deposit requirements:

the ability to replenish, but not withdraw;
monthly interest capitalization;
the interest rate is higher than inflation;
the reliability of the bank;
amount up to 1,400,000 rubles. (if more, split into several accounts and preferably in different banks);
separate deposit for each goal.

2 way. mutual funds.

These are mutual funds. In this case, you act as an investor, because you will invest your money in securities, real estate, gold and other assets in order to earn money from it.

The main advantage of mutual funds is that you can be an absolute beginner in the stock market to start investing. All work on market analysis, selection of optimal solutions and the process itself will be undertaken by the management company. Your task is to determine how much risk you are willing to take. Based on this, a specific mutual fund is selected.

Experts advise starting investing in mutual funds with an amount of at least 50,000 rubles. The choice of management companies in Russia is quite large. You should read books on investing or talk to financial consultants about cooperation with foreign companies.

Investments in mutual funds bring income in the medium or long term. There is no need to deposit your funds for 1 or 3 years. The market is constantly in motion, up and down. And only with accumulation over a period of 3 years you will get the expected result.

What does investing in mutual funds give? First, the income is higher than on deposits in a bank. Second, risk diversification. You do not invest in the securities of one company; there can be several dozen such companies in one mutual fund. The activities of management companies are strictly regulated by the state, they are not allowed to invest money anywhere.

3 way. Individual investment account (IIA).

Many large banks in Russia provide services for opening IIS. What it is? This is a special replenished account, the money from which you can invest in stocks, bonds, real estate through brokers or a management company.

What generates IIS income? Due to the growth in the value of those securities that you purchased, and due to the return of personal income tax (13%) from the state.

The minimum term for which an IIS is opened is 3 years. In this case, you are entitled to a personal income tax refund.

For long term goals

In addition to short-term goals, each family, I believe, should have long-term ones. For our family, there is one long-term goal. This is a decent life in retirement. The state cannot, and should not, provide for our 100% maintenance at a disabled age. But it is obliged to create the necessary mechanisms so that a person can provide for himself in old age.

Unfortunately, our state and our citizens are only at the beginning of this journey. While people in developed countries start saving for retirement from the moment they start working, most Russians try not to think about it at all.

As François Rabelais said, "It's not about running fast, it's about running early." These words illustrate such a concept as time. It can solve the problem of secure old age in the future. The question is how to use it correctly.

What can we do now? What mechanisms of savings and accumulation of funds will be effective? Financial advisers may offer different tools for investing money in a future retirement, but they all agree that these strategies should be as risk-free as possible.

Option 1. Savings programs of insurance companies.

This is an investment tool that allows you to create pension savings. As a rule, the insurance company guarantees the safety of funds and a minimum income. At the same time, the investment strategy in this case is the most conservative, because the state controls the investment of funds and allows it to be done only in the most risk-free assets.

In addition, the insurer provides life and disability insurance to the client. The duration of the program is from 5 to 35 years.

Accumulations are inherited in an accelerated mode, are not divided during a divorce, and are not subject to arrest. You are entitled to an income tax refund from the state.

Option 2. Individual pension plan.

It is very similar to the accumulative program in insurance companies, but does not provide for insurance. Opened in non-state pension funds. You independently determine the size and regularity of contributions. The fund invests your funds in conservative (risk-free) assets and accrues income (minimum) to you.

The size of the pension depends on savings. And just like in the previous tool, savings are inherited, not seized and not divided upon divorce.

Option 3. Gold, platinum, silver and other precious metals.

There are three ways to invest in precious metals:

Purchase of physical gold and other metals in the form of bars, coins. Be prepared to pay 18% VAT. Unforeseen problems may also arise.

My friend bought a gold bar from the largest bank in Russia. It was in the package and was not opened by it during the entire period of storage. During the sale in the same bank, a commission was created to assess the condition of the ingot, which found scratches (I remind you that the ingot in the package was not opened by the owner and lay in a safe for several years without movement). The cost was immediately drastically reduced.

Impersonal metal account (OMS). You can buy and sell as many precious metals as you want without ever holding them.
Investments in precious metals funds. Your income depends on the rise in their prices.

Option 4. mutual funds. To save and accumulate money for retirement or buying a house by the sea, you can choose different funds: from conservative to aggressive.

Option 5. Acquisition of real estate. This is our citizens' favorite way of investing. Is it safe to keep money in real estate? It all depends on which one. Experts have not considered this option as highly profitable and risk-free for a long time. Real estate prices do not always rise, and sometimes fall catastrophically.

You can invest in real estate mutual funds. Firstly, this is not one object, but a whole series. Secondly, professionals manage the fund. Thirdly, you do not need to have a large sum to buy.

Conclusion

In conclusion, I want to cite the figures that one of the first financial consultants in Russia, Vladimir Savenok, gives in his book. This is the answer to the question, where do the rich keep their money?

25% - pension plans,
20% - securities and investment funds,
20% - real estate,
20% - business,
15% - other, including banks.

There is something to think about.

The art of preserving and increasing one's finances should be instilled from childhood. That is why, I think, it is necessary to pay as much attention as possible. Then, perhaps, we will be more calm about our future. What do you think about it?

Money ... How many people curse the inventor of this unit of payment, and it is completely in vain, because the existence of "mutually beneficial" relationships is an integral part of human life. We admit that there would be no money, there would be another “trouble”, and we will try to reflect on the topic of increasing wealth.

Yes Yes. Believe it or not, but there are ways. Our article is intended for those who want to know how to properly store money in a wallet and at home so that they multiply.

Respect is the key to successful interaction

Let's start with how to properly store money. Respect - that's what these "papers" require. Do not throw them around, do not scatter them around the house, do not store them crumpled in a jacket pocket, or just put them in a wallet ...

According to the rules, paper bills must be placed in a wallet in a straightened form, in ascending order and exclusively with the front side to the owner. If we are talking about (where without them), then their placement in a wallet is not so demanding, but still it is better to store them in a special unit, and not mixed with others, and even more so not in a pocket (or, as is often the case with women right in the bag).

The respect shown in relation to paper bills can be trampled on by inattention to small coins and it will not work to accumulate the desired amount, or increase one's fortune. The following rules on how to put money in a wallet so that money is kept are noted so that they begin to make only meaningful purchases and, without increasing income, learn to save at least a little, but save.

All in the house

Receiving a salary is a joyful event. The whole family is looking forward to this holiday, but very often, having picked up a hard-earned amount, a person feels such euphoria that he begins to spend money thoughtlessly. Flowers for the wife, sweets or toys for the children, a gift for the mother-in-law... and half of the sum is gone!

But it's not just these hasty expenses. The remaining money will consider such behavior unreasonable and will not want to linger with such an owner.

In order for money to be kept in your wallet, you must remember once and for all - when you receive it, bring it home and do not buy anything along the way. It doesn't really matter what the amount is. It can be a salary for a month and a small debt returned to friends. The received banknotes are simply obliged to spend the night in the same house with the owner, and if there is at least a small amount of savings in the house, then such an overnight stay should take place together with them.

Try it and see if it helps

There is such a belief. The best talisman that ensures the safety and increase of money is a banknote, the last digits in the number of which correspond to the year of birth of the owner. Yes, it’s quite difficult to find one, but if such money comes across, you need to keep it like the apple of your eye.

The bill with the last four digits at once has the greatest power, but the option where the similarity is noted only by half also has the right to exist. This bill must be carried in a wallet so that money can be found, but in no case should it be spent.

Note!!! Ruble, hryvnia, dollar or euro in any denomination can become a talisman for its owner. The main thing is the coincidence of the last digits of the number.

How to store money at home according to Feng Shui

The Chinese are a smart and quite developed nation in all respects, therefore the Feng Shui way of life (the doctrine of the beneficial interaction between the forces of nature and man) that they respect is worthy of the attention of each of us. We will not talk about distant topics, let's talk about how to properly store money at home according to Feng Shui.

Every reader will agree that we are all dependent on the surrounding space. If your home (or work) is a constant mess, don't expect things to be different in other areas of your life. Heaps of papers, useless rags, remnants of thread, newspapers and magazines from the past ten years clutter up the space, do not allow personal development and the functioning of monetary energy.

No matter how expensive these little things are, you need to gather your strength and throw them away (or give them to those in need). It will be hard, but literally in a day life will begin to change and this will manifest itself not only psychologically, but also materially.

General cleaning should end with a symbolic cleansing. It can be carried out by fumigating with special herbs, as well as by performing magical or religious rites (we will discuss how to do this in more detail in the following materials).

Note!!! Those who have savings in cash should know that they need to store money in bundles with an even number of banknotes. It is very important. Otherwise, they will quarrel among themselves.

wealth zone

Money has its own energy. If we perceive them as a separate being, then it is necessary to create certain conditions for their existence and multiplication. They love green and purple colors in the interior, and also respect those who use gold and silver.

If you follow Feng Shui, a fat woman is a magnet for money. The people call it that - the money tree. There are some features that you need to pay attention to when buying, transplanting, choosing a location and other equally important points, but we, like the most proven purification rites, will also consider next time.

This is interesting!!! Many believe that goldfish are a kind of magnet for money and a proven means for making dreams come true. An aquarium with eight yellow and one black individuals from this breed can become the center of wealth and well-being of the family. Do not be afraid if one of the fish dies. She just took the hit. Buy another and continue to believe in the power of the inhabitants of the aquarium.

Rules for keeping money

Received a salary, brought the money home and ... Where did they go? Hidden in bed linen? Put in a jar of cereal? There are a lot of options, but almost all of them are fundamentally wrong.

Remember, above we talked about respect and how to properly put money in your wallet? There are also rules for keeping money at home. One of the best ways is a special box or bank note.

A lot depends on the type of this “place of residence”. Precious stones and even cheap but visually appealing decorations for such boxes are not out of place. Do you love decorating your home? And so is the money. It is one thing to lie in your pocket, and quite another to be lovingly packed into a beautiful box. You won't want to leave this house.

Do you want to save money?

Putting money aside is no easy task. Many of us fail to save up for a long-awaited purchase, even making every effort to do so. Known problem? Feng Shui will help!

Prepare the same paper envelopes and decorate them with positive inscriptions, such as “my favorite car”, “for a gift for a baby”, etc. Such paper vaults are much more efficient than even the most reliable safe deposit box. Do you want to get at least one piece of paper out of the envelope? But what about the inscription "future of children"??? Knowing how to properly store money in your wallet according to Feng Shui and how to properly save money for purchases, you can save a pretty good amount.

It is important!!! Having decided to create such "storages", avoid the inscriptions "for a rainy day", "for a funeral", etc. This will only attract negative energy.

What should be the wallet to carry money

A self-assembled tablecloth is the dream of any modern person. Surprisingly, such a miracle can be created with your own hands. Or rather, to acquire, following certain rules. We're talking about a wallet. What should it be like in order for the money to want to return there? First, you need to pay attention to quality. Suede, leather, and other expensive materials are best for the storage role.

Even if you do not wear such an expensive accessory all the time, following all the tips on how to keep money in your wallet so that it becomes more, it will bring the desired result. Convenience matters a lot. Banknotes should not be bent, twisted, etc.

Note!!! Remember, the wallet is intended exclusively for money (bank cards are also taken into account). Receipts from stores, business cards, lists, etc. should not be here. They interfere with money, knock down their energy.

The color of the wallet should be red or brown with golden accents, but if the owner has any special wishes, you can rely on them. In principle, the color of the wallet is an essential feature, but not the most important.

Recourse to magic

The desire to gain wealth and material independence, a person is ready to go to great lengths. To work, work and work is understandable, but it would be great to be able to get ringing coins and crisp bills without doing almost anything.

For example, a plot on the growing moon. Exactly at midnight on the windowsill, where the moonlight freely enters, you need to put a few bills. Turning to the moon, in an arbitrary form, you should ask that they multiply in the same way as it grows, and then leave the room for half an hour. The money used for the conspiracy cannot be spent for a month, and after that it is better to give it to someone (for example, to give alms).

The method with prayer is also popular. Put three slices of bread on the table, say:

« God, as you fed all the hungry and needy during your lifetime, so help you and all the members of my family so that they always feel full. Attract good luck to me, and take sorrow away. Let the long road of happiness, satiety and joy come to my house and never end. I swear to spend every penny wisely and help everyone in need. Amen»

The words of the prayer cannot be interchanged.

It is important!!! Using the first method is more like entertainment and will not bring harm, but the second method requires a responsible approach from a person. You can resort to this option only when you are in extreme poverty and really do not have other opportunities to receive money.

“Money is evil” and “happiness is not in wealth” are phrases familiar to everyone, but they are used only by losers. Self-confident wealthy people know how to handle money, how to save it and increase it. Do you want to forget about material problems? Use our recommendations on how to properly store money in a wallet, how to handle it, how to make the most suitable place to live. Good luck and wealth!

How to store money in a wallet: video

Video

There are things in the world that cannot be described by simple logic. However, they should be known to all those who want to change their lives for the better. You should always remember that signs tend to come true, regardless of whether you believe in them or completely refute them.

Of course, special attention should be paid to monetary signs. Then you will be able to improve your financial situation.

Let's figure out together what needs to be done so that your savings increase. Be sure to take note of a few rules.

Rule One

You repaid a debt, received a salary or an advance, took out a loan - take everything you received to your home. Don't part with money on the first day. If you were going to buy something on them, take the necessary amount from the stash or pay by card, but the newly received banknotes should stay at home at least overnight to charge your aura with monetary energy. You need to hide them in a secret place, preferably where you hide all the precious things.

Rule Two

Banknotes must be stored in a purse, and facing you. Some practitioners recommend folding bills so that when you open your wallet, all the big money is closer to you. They can not be folded, bent, crumple, tear, put upside down and shifted from place to place. The choice of a wallet should also be taken responsibly, because it is with the help of it that you exchange energy with your money. To lure money, the wallet must be new and expensive, not cheap and shabby. Buying a wallet, you determine your financial luck.

Rule Three

Absolutely every person has his own lucky number, banknote or coin. This can play into your hands if you make a real money talisman out of your favorite thing or number. The amulet will attract additional financial flows to you, which will increase your income. You need to store such a thing directly next to the money, periodically taking it out to renew or clear the energy.

Rule Four

There is a belief about a unique money talisman. It is a banknote, a number that corresponds to two, three or, ideally, four numbers of your year of birth. Such an amulet cannot be searched for or exchanged: according to legend, it should find you on its own. Therefore, keep a close eye on all bills that pass through your hands. If your talisman finds you, keep it, do not give it to anyone and do not waste it - this is your guide to the world of stability, success and prosperity.

Rule five. It is forbidden to put money in bundles, especially in those where there is an odd number of banknotes. According to an old belief, such money will quarrel and leave you. Each money should have its own pair. Keeping fifty pieces of money is also prohibited. “Five tens is a disadvantage,” our great-great-grandfathers knew about this.

Rule six

The element of money is earth and metal, therefore, the more your money interacts with its energy sources, the more it becomes. Some esotericists advise to keep money at the bottom of a pot of earth, others to tie it with a metal thread, and still others to purchase a special gold or silver banknote holder.

Rule Seven

If you are striving to increase your income level, you need to conduct one simple ritual for money. We will turn to numerology, which is closely related to the energy of money and prosperity. Write the following formula on a piece of paper: “7 + 1 = 8”, where 7 is the personification of the energy of action, 8 is the symbol of infinity, and 1 is the sign of stability.

Today there are many ways to save accumulated savings. Many people are still interested in the question of where to keep money at home so that you can not worry about their safety. Which caches are practically win-win, and which are the most dangerous you will learn from this article.

The best places to store money at home

Those who want to save their capital in their own housing should come up with reliable places. In fact, there can be a lot of options. The main thing is to hide money in something not the most noticeable and not put it in plain sight. Some citizens come up with very tricky ways to keep money at home, for example:

behind the wallpaper;
in a toilet tank, wrapping them in a waterproof wrapper;
in a plastic mop handle (suitable for large bills);
at the piano;
in an old shoe;
in a vacuum cleaner (in a trash bag);
in a buried jar in the ground of the cellar;
in a toilet paper roll, etc.

Those who want to understand how to properly store money at home should know that the best way is a safe with a high level of protection, both physical and intellectual. This means that it must be very strong and have a reliable code. It is desirable that the item has multi-level protection to reduce the chances of opening it to zero.

Feng shui specialists in red envelopes or pouches in the southeastern part of the house. It will be great if you place a special frog next to it - a symbol of family wealth. So luck will accompany the owner, preserving and increasing his wealth.

Where should funds not be kept?

Unfortunately, keeping savings in your own home is quite difficult due to the high likelihood of theft. Therefore, those who want to understand where it is better to keep money at home should know where thieves will look first of all in case of penetration:

cabinets, bedside tables and all the items that are there. Criminal investigators consider these places the most risky for savings;
books in the home library. Revising each volume is not a problem even for a novice thief;
containers with cereals are a common repository for many Russian citizens, so all jars will certainly be inspected by an outsider;
places under the mattress and inside it - a hiding place of 9% of conscious citizens, which is known to everyone who wants to cash in on someone else's expense;
household appliances (refrigerators, microwave ovens, coffee makers) - excellent storage not only according to the owners of the house, but also to scammers;
interior decorations: vases, figurines, chests and other attractive objects will definitely be carefully examined;
mirrors, paintings are wonderful hiding places only in the world of cinema, but not in reality.

Storing savings in an apartment, office or hotel

It would seem that it is much easier to hide cash in a private house than in an apartment, hotel or office. In fact, this is not at all the case. Experts of the GPU of the Ministry of Internal Affairs of the Russian Federation recommend many reliable hiding places:

Socket. No one wants to risk their life and the sane thief is no exception. The owner must turn off the power, remove the plastic cover from the outlet. Under it there is a hole that allows you to hide any treasure. For security reasons, cash must be wrapped in a rubber sheet.
Those who want to understand how to properly store money at home, in an apartment or office should know that people who have no idea about electrical engineering should not use this method. Otherwise, there is a risk of short circuit.
Float cistern in the toilet. It is a plastic product about the size of a fist. It can successfully accommodate twisted banknotes. To do this, first turn off the water, then unscrew the item. Folding one banknote at a time is very troublesome, so you can cut the float, put savings in it and glue the seam (with a lighter, soldering iron or glue). The disadvantage of this method is that if the owner needs money, it will not be easy to get it. There is also a risk of disrupting the displacement and creating an obstacle to the normal operation of the toilet. In a tabletop with metal edging. You should remove the sides and make a few holes in the end with a drill. Use a file or jigsaw to create a narrow rectangular vault.
Another great way to store money in an apartment is a fake outlet. You just need to make a box of plywood, put valuable items in it and mount it on the wall.

There are a number of other great places to save money:

a pipe, additionally mounted in the bathroom and not violating the uniform style of the interior;
sofa foam, but the owner should first remove the cover, then pull out part of the foam and make a hole where the hiding place will not be noticeable during a cursory examination. You can nail the upholstery with a stapler;
magnetic tape holding the refrigerator door. The owner must peel back the rubber base, make a subtle cut with the blade, and pull out a few magnets. Instead, hide folded banknotes;
curtain rod;
in a hole cut inside a cactus planted in a pot. To create a hiding place, soak the soil well and cut out the core at the bottom of the plant. The method is not the most noble, but reliable.

Advantages and disadvantages of keeping money in your home

We considered options where it is strictly forbidden to keep money in apartments. But even if they managed to come up with a reliable source, the owner will receive three advantages:

quick access to cash;
the ability to get funds at any time, recalculate, add new ones;
you can change storage if necessary.

However, the disadvantages are more significant:

the constant depreciation of money due to the rapid growth of inflation;
under the influence of an impulse, you can unjustifiably spend all your savings;
the risk of losing all savings due to the invasion of a thief.

Warnings against the intrusion of unauthorized persons in housing

It should be remembered that the majority of burglaries occur through the fault of the owners who let criminals into the premises, who introduced themselves as employees of special services, police, etc. To avoid cheating, you must follow very simple rules:

Check ID.
Pay attention to branded clothing;
Call the service from which the person came and find out if he works in it.

If a fraudster is found, for any reason, go to the neighbors, lock the door with a key and call the police.

Storing savings in a wallet

Our ancestors have always treated banknotes with respect. In order for capital to be better preserved and accumulate faster, you need to know how to store money in your wallet.

Neatly straightened banknotes should lie flat and neat. It is offensive for them to be located next to coins, therefore, for each type of funds, the presence of appropriate departments is necessary.
Banknotes of the same denomination should lie next to each other (possible in different compartments) and facing the owner.
Do not keep torn or dirty money in your wallet for a long time.
You cannot mix different types of currencies.
An empty wallet attracts poverty, so at least one banknote and a coin should always be stored in it.
The purse should not contain unnecessary papers, notes and even photographs of loved ones, as monetary energy is disturbed.
When buying clothes, you must definitely leave money in your wallet, otherwise a person will constantly experience financial difficulties while wearing the purchased item.

Now you know a lot about savings stashes. By following all the above recommendations, it will be much easier for you to save your wealth. However, in order not to lose its real value and increase profits, it is best to contact reliable banks with many years of experience and a positive reputation among customers.

The best places to store money at home

Some citizens come up with very tricky ways to keep money at home, for example:

Behind the wallpaper;
- in a toilet tank, wrapping them in a waterproof wrapper;
- in the plastic handle of the mop (the option is suitable for large bills);
- in the piano;
- in an old shoe;
- in a vacuum cleaner (in a trash bag);
- in a buried jar in the cellar;
- in a roll of toilet paper, etc.

Feng Shui experts recommend storing savings in red envelopes or bags in the southeastern part of the house. It will be great if you place a special frog next to it - a symbol of family wealth. So luck will accompany the owner, preserving and increasing his wealth.

Where should funds not be kept?

Wardrobes, bedside tables and all the items that are there. Criminal investigators consider these places the most risky for savings;
- Books in the home library. Revising each volume is not a problem even for a novice thief;
- containers with cereals - a common storage for many Russian citizens, so all jars will be inspected by an outsider;
- places under the mattress and inside it - a hiding place of 9% of conscious citizens, which is known to everyone who wants to cash in on someone else's expense;
- household appliances (refrigerators, microwave ovens, coffee makers) - excellent storage not only according to the owners of the house, but also scammers;
- interior decorations: vases, figurines, chests and other attractive objects will definitely be carefully examined;
- mirrors, paintings - beautiful hiding places only in the world of cinema, but not in reality.

Storing savings in an apartment, office or hotel

Socket. No one wants to risk their life and the sane thief is no exception. The owner must turn off the power, remove the plastic cover from the outlet. Under it there is a hole that allows you to hide any treasure. For security reasons, cash must be wrapped in a rubber sheet.

Those who want to understand how to properly store money at home, in an apartment or office should know that people who have no idea about electrical engineering should not use this method. Otherwise, there is a risk of short circuit.

Float cistern in the toilet. It is a plastic product about the size of a fist. It can successfully accommodate twisted banknotes. To do this, first turn off the water, then unscrew the item. Folding one banknote at a time is very troublesome, so you can cut the float, put savings in it and glue the seam (with a lighter, soldering iron or glue). The disadvantage of this method is that if the owner needs money, it will not be easy to get it. There is also a risk of disrupting the displacement and creating an obstacle to the normal operation of the toilet. In a tabletop with metal edging. You should remove the sides and make a few holes in the end with a drill. Use a file or jigsaw to create a narrow rectangular vault.

Another great way to keep money in an apartment is fake outlet. You just need to make a box of plywood, put valuable items in it and mount it on the wall.

There are a number of other great places to save money:

A pipe, additionally built into the bathroom and not violating the uniform style of the interior;
- sofa foam, but the owner should first remove the cover, then pull out part of the foam rubber and make a hole where the hiding place will not be noticeable during a cursory examination. You can nail the upholstery with a stapler;
- magnetic tape holding the refrigerator door. The owner must peel back the rubber base, make a subtle cut with the blade, and pull out a few magnets. Instead, hide folded banknotes;
- curtain rod;

Advantages and disadvantages of keeping money in your home

We considered options where it is strictly forbidden to keep money in apartments. But even if they managed to come up with a reliable source, the owner will receive three advantages:

Quick access to cash;
- the ability to get funds at any time, recalculate, add new ones;
-n can change storage if necessary.

However, the disadvantages are more significant:

Constant depreciation of money due to the rapid growth of inflation;
- under the influence of an impulse, it is possible to unjustifiably spend all the savings;
- the risk of losing all savings due to the invasion of a thief.

Warnings against the intrusion of unauthorized persons in housing

Check ID.
- Pay attention to branded clothing;
- Call the service from which the person came, and clarify whether he works in it.
- If a fraudster is found, for any reason, go to the neighbors, lock the door with a key and call the police.